# AI for Financial Advisors

> What AI actually does for financial advisors: meeting prep, agendas, and follow-up letters, worked out to about eleven and a half hours a week. The tasks, the checks, the vocabulary, and prompts you can use.

## The short answer

For financial advisors, the writing an AI chat tool is good at is the writing around the work rather than the work: meeting prep, agendas, and follow-up letters, client letters — volatility, quarterlies, check-ins, onboarding, meeting notes, operations writing, coi outreach and referral materials, reading, translating, and study work, and the marketing you keep deferring. That is about eleven and a half hours in a normal week. That’s eleven and a half hours in a normal week. Your first week will be slower — you’re learning a tool, and everything client-facing still goes through your compliance process, same as always. By week three, the numbers above are realistic. Chapter 12 gives you the 30-day plan to get there.

## Where the hours go

- **Meeting prep, agendas, and follow-up letters** — 3 hours (Chapter 4)
- **Client letters — volatility, quarterlies, check-ins** — 2.5 hours (Chapter 5)
- **Onboarding, meeting notes, operations writing** — 2 hours (Chapter 6)
- **Reading, translating, and study work** — 1.5 hours (Chapter 8)
- **The marketing you keep deferring** — 1.5 hours (Chapter 9)
- **COI outreach and referral materials** — 1 hour (Chapter 7)

## The eight kinds of writing

1. Setup & Voice (prompts 1–15, 15 of them)
2. Meeting Prep & Follow-Up (prompts 16–40, 25 of them)
3. Client Communication in All Weather (prompts 41–65, 25 of them)
4. Practice Operations (prompts 66–85, 20 of them)
5. Referrals & Centers of Influence (prompts 86–105, 20 of them)
6. The Knowledge Work (prompts 106–120, 15 of them)
7. Marketing & Growth (prompts 121–145, 25 of them)
8. Admin & Momentum (prompts 146–150, 5 of them)

## Three prompts, in full

The three the book rates highest, one from each of the best-paid blocks of writing on its promise page.

### #28 · The life-event one-pager (Meeting Prep & Follow-Up)

Worth 3 hours a week, chapter 4.

> “Draft a one-page educational framework for a client facing [EVENT: retirement transition / sale of a business / an inheritance]: the key decisions ahead in rough order, the questions each raises, and which professionals are typically involved (CPA, attorney, me) at each step. Generic and educational — no recommendations, no numbers, no tax or legal conclusions; note that specifics depend on their situation and their tax and legal advisors. Under 300 words. Label DRAFT for compliance.”

### #41 · The volatility letter (Client Communication in All Weather)

Worth 2.5 hours a week, chapter 5.

> “Markets dropped [X%] this week; headlines are about [THEME — general]. Draft a short letter to my clients: acknowledge plainly what happened and that feeling uneasy is normal; remind them their plan was built expecting markets like this (plain English, not ‘stay the course’ clichés); state what I’m doing ([reviewing plans / watching rebalancing bands / available by phone]); invite anyone who wants to talk to call or reply. No predictions, no ‘markets always recover,’ no performance numbers, no urgency language. Calm, plain, warm. Under 250 words. Label DRAFT — this goes to compliance before it goes anywhere.”

### #66 · The fee explanation (Practice Operations)

Worth 2 hours a week, chapter 6.

> “Draft a plain-English explanation of my fee for clients and prospects: I charge [YOUR STRUCTURE, e.g., 1% annually on managed assets, billed quarterly / a flat planning fee of $____]. Cover: what the fee is, how and when it’s billed, everything it includes ([MY LIST]), and what it doesn’t ([fund expenses, custodian fees]). No defensiveness, no comparison to other advisors, no value hype — just clear. Under 200 words. Note where my Form ADV / fee schedule applies. DRAFT for compliance.”

## What to check, every time

- **COPY THIS** — a ready prompt. Copy it, change the [BRACKETED] parts, paste it in.
- **TRY IT NOW** — a five-minute exercise using your own real work, de-identified. Do these. They’re the whole point.
- **WATCH OUT** — where the AI gets things wrong on this task, and the 60-second check that catches it.
- **RULES CORNER** — the compliance flag: what never goes into a chat window, what needs your compliance officer, and why.

## The words, in this trade

- **The standing workflow** — Drafted by AI, approved by you, reviewed and archived per your firm’s compliance process. Applies to everything client-facing or public, every time, no matter how small.
- **Marketing Rule** — Shorthand for the SEC’s investment-adviser advertising rule (state equivalents exist; FINRA Rule 2210 governs the brokerage side). Plain-English shape in Chapter 10; your compliance officer has the specifics that bind you.
- **Books and records** — The retention obligations that mean client communications and advertisements get archived and are examinable. The reason “it was just a quick post” isn’t a category.
- **COI (center of influence)** — The CPAs, estate attorneys, and other professionals whose referrals build small firms. Chapter 7 is the writing discipline that channel runs on.
- **De-identify** — Stripping names, account numbers, balances, and anything identifying before text goes near a chat window. Initials, [BRACKETS], and ranges survive; identity never enters the tool.

## Questions

### Can AI do meeting prep, agendas, and follow-up letters for financial advisors?

It can write the draft; you still decide. This is the single biggest block of time in the trade — the book puts it at 3 hours a week in chapter 4 — and the prompt library gives it 25 worded prompts under “Meeting Prep & Follow-Up”. The titles of all 150 are listed free.

### Will AI replace financial advisors?

No, and this series argues the opposite at length. It is a good tool for words: it does the writing around the job, not the job. The book's own line is “this book will not tell you AI is magic, and it will never suggest the AI advise your clients. The advice is yours. The AI drafts the communication of it — and you approve, and your firm files it. That sentence repeats through this book on purpose.” The whole opening argument is free to read, 2,201 words, no sign-up.

### Where does AI get things wrong in this work?

In one specific way, and it is worth knowing before you start. The AI’s one dangerous habit: stating false things (limits, rules, statistics, “historical returns”) in a confident voice. The industry calls it “hallucination.” The fix is the 60-second check: numbers, promises, rules. Every task chapter carries a WATCH OUT box: where the AI gets things wrong on this task, and the 60-second check that catches it.

### What should never go into a chat window?

That question has its own box in every task chapter — the compliance flag: what never goes into a chat window, what needs your compliance officer, and why. — and its own chapter: The Rules You Can’t Afford to Break. The short version is that the compliance line for financial advisors is not the same as the one for any other trade, which is why there are twenty-five books instead of one.

### Do I need to pay for ChatGPT or Claude to do this?

Not yet. Free tiers carry you through this book’s exercises and your first weeks of real use. You’ll know it’s time to pay (about $20/month) when you hit daily limits during a normal workday — that’s the signal the tool is earning its keep. If your firm points you to an enterprise tool instead, even better: those come with the data terms Chapter 10 wants anyway. Chapter 11 covers what the money buys.

### How long before it actually saves time?

That’s eleven and a half hours in a normal week. Your first week will be slower — you’re learning a tool, and everything client-facing still goes through your compliance process, same as always. By week three, the numbers above are realistic. Chapter 12 gives you the 30-day plan to get there.

## The book

*AI on the Job: Financial Advisors Edition* — Twelve chapters, 150 copy-paste prompts, a glossary that assumes nothing, and a thirty-day plan to get there. Ebook $7.99, audiobook $14.99.

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*AI on the Job Press · Greenlight Publishing · 2027 edition. Source: AI on the Job: Financial Advisors Edition*