# 150 AI prompts for Financial Advisors

> Every prompt title in AI for Financial Advisors, grouped as the book groups them. Twelve are printed in full, free.

*Every prompt title in AI on the Job: Financial Advisors Edition. Twelve printed in full; the rest are in the book.*

## Setup & Voice (Prompts 1–15)

- **#1 Your permanent profile** — Paste into custom instructions: “I’m a financial advisor running a [SOLO / N-PERSON] practice, [RIA / hybrid / broker-dealer affiliated], serving mostly [CLIENT BASE]. Rules for everything you write: (1) never give investment advice, never name or recommend specific securities or products, never predict or project performance, never use ‘guarantee’; you draft the communication of decisions I’ve already made. (2) Leave every number, date, and dollar amount as ____ unless I give it. (3) Everything client-facing or public is a DRAFT for my review and my firm’s compliance process. (4) Plain English, professional and warm, no hype, no exclamation points, ~8th-grade level.”
- #2 The tone calibrator
- #3 The plain-English filter
- #4 Shorter, always
- #5 Three versions
- #6 The de-jargonizer
- #7 Teach it your voice
- #8 The reverse brief
- #9 Fix my dictation
- #10 Email to note
- #11 The second opinion
- #12 Explain like a mentor
- #13 The checklist maker
- #14 The translation pass
- #15 What did I forget

## Meeting Prep & Follow-Up (Prompts 16–40)

- **#16 The agenda engine** — “Build a client-review agenda from my de-identified notes below. Structure: THEIR WORLD (life updates to ask about), FOLLOW-UPS (open items from last meeting), THE PLAN (topics I’ve flagged), DECISIONS NEEDED (framed as questions), NEXT STEPS placeholder. One page, client-friendly wording — I may hand them a copy. Do not add planning topics or recommendations I didn’t mention. Notes: [PASTE DE-IDENTIFIED CRM NOTES].”
- #17 The prep brief
- #18 First prospect meeting agenda
- #19 The annual-review agenda
- #20 What changed since last time
- #21 The summary letter clients actually read
- #22 The action-item split
- #23 The short version
- #24 The annual-review packet narrative
- #25 Two risk comforts, one couple
- #26 The retirement-transition one-pager
- #27 The business-sale one-pager
- **#28 The life-event one-pager** — “Draft a one-page educational framework for a client facing [EVENT: retirement transition / sale of a business / an inheritance]: the key decisions ahead in rough order, the questions each raises, and which professionals are typically involved (CPA, attorney, me) at each step. Generic and educational — no recommendations, no numbers, no tax or legal conclusions; note that specifics depend on their situation and their tax and legal advisors. Under 300 words. Label DRAFT for compliance.”
- #29 The sensitive first meeting
- #30 College-funding meeting prep
- #31 Equity-comp meeting prep
- #32 The discovery question set
- #33 The prospect second-meeting recap
- #34 The ‘no decision needed’ note
- #35 The plan-update delivery agenda
- #36 The bring-these-documents note
- #37 The beneficiary-review agenda item
- #38 The family-meeting agenda
- #39 The refresher from old notes
- #40 The unanswered follow-up

## Client Communication in All Weather (Prompts 41–65)

- **#41 The volatility letter** — “Markets dropped [X%] this week; headlines are about [THEME — general]. Draft a short letter to my clients: acknowledge plainly what happened and that feeling uneasy is normal; remind them their plan was built expecting markets like this (plain English, not ‘stay the course’ clichés); state what I’m doing ([reviewing plans / watching rebalancing bands / available by phone]); invite anyone who wants to talk to call or reply. No predictions, no ‘markets always recover,’ no performance numbers, no urgency language. Calm, plain, warm. Under 250 words. Label DRAFT — this goes to compliance before it goes anywhere.”
- #42 The retiree version
- #43 Week-two of a rough patch
- #44 The recovery note (no victory laps)
- #45 The quarterly letter
- #46 Quarterly letter, three audiences
- #47 The scared-email reply
- #48 The headline explainer
- #49 The tax-season boundary note
- #50 The RMD-season reminder
- #51 The deadline-season checklist note
- #52 The ‘thought of you’ touch
- **#53 The milestone note** — “Draft a short congratulations note for a client milestone ([retirement day / new grandchild / paid-off mortgage]): specific, warm, one sentence connecting it to what they told me they wanted, zero segue into business. Under 60 words.”
- #54 The condolence note
- #55 Hard news without euphemism or panic
- #56 The spending conversation opener
- #57 Conveying a guardrail I’ve set
- #58 The ‘I want out’ reply
- #59 The fee or service change letter
- #60 The coverage note
- #61 The year-end letter
- #62 The birthday note that isn’t a template
- #63 The divorcing-couple neutrality note
- #64 The ‘my friend’s advisor said’ reply
- #65 The graceful goodbye

## Practice Operations (Prompts 66–85)

- **#66 The fee explanation** — “Draft a plain-English explanation of my fee for clients and prospects: I charge [YOUR STRUCTURE, e.g., 1% annually on managed assets, billed quarterly / a flat planning fee of $____]. Cover: what the fee is, how and when it’s billed, everything it includes ([MY LIST]), and what it doesn’t ([fund expenses, custodian fees]). No defensiveness, no comparison to other advisors, no value hype — just clear. Under 200 words. Note where my Form ADV / fee schedule applies. DRAFT for compliance.”
- #67 The annual value recap
- #68 The plain-English companion
- #69 The welcome packet
- #70 The onboarding sequence
- #71 The transfer-status update
- #72 The first-90-days letter
- #73 The document checklist
- #74 The paperwork cover note
- #75 The portal walkthrough
- **#76 Dictation to CRM note** — “Turn my dictated debrief into a CRM-ready meeting note: DATE / ATTENDEES (as initials — I’ll attach to the right record in my CRM) / TOPICS DISCUSSED / DECISIONS & RECOMMENDATIONS (exactly what I said — do not expand, soften, or add rationale I didn’t state) / ACTION ITEMS (mine vs. client’s, with owners) / FOLLOW-UP DATE. Terse, factual, no adjectives. Debrief: [PASTE].”
- #77 The task extractor
- #78 The 12-month service calendar
- #79 The service-tier descriptions
- #80 The down-day phone script
- #81 The review-prep trainer
- #82 The SOP writer
- #83 The custodian paper trail
- #84 The year-end sweep
- #85 The Friday practice sweep

## Referrals & Centers of Influence (Prompts 86–105)

- **#86 The COI introduction letter** — “Draft an introduction letter to a [CPA / estate attorney] I’d like to build a referral relationship with. Cover: who I serve in one specific sentence ([MY NICHE]); how I typically work with their profession ([tax-aware planning coordinated with the CPA / keeping estate documents and beneficiary designations aligned]); what makes referrals easy — I report back (with client consent) and I never step into [tax prep / legal work]; a low-stakes close: coffee or a 20-minute call. No superlatives, no ‘trusted advisor’ language, nothing about performance. Under 250 words. DRAFT — my compliance process reviews outreach like this.”
- #87 The COI research brief
- #88 The after-coffee follow-up
- #89 The ‘how we work with CPAs’ page
- #90 The tax-time handoff note
- #91 The estate-alignment note
- #92 The niche one-pager
- #93 The referral thank-you
- #94 The referral conversation script
- #95 The ‘who we serve best’ paragraph
- #96 The professional bio
- #97 Client-appreciation event copy
- #98 The event follow-up
- #99 The educational-event framing
- #100 The testimonial-rules briefing
- #101 The approved-review response
- #102 The COI quarterly touch
- #103 The wholesaler boundary
- #104 The study-group intro
- #105 The COI lunch-and-learn invite

## The Knowledge Work (Prompts 106–120)

- **#106 The kitchen-table explainer** — “Explain [CONCEPT: a Roth conversion / sequence-of-returns risk / how RSUs are taxed] the way I’d explain it across a kitchen table to a smart client with no financial background: one everyday analogy, the ‘so why would anyone do this’ in plain terms, and the two questions clients always ask next with short answers. Educational only — no recommendation, no numbers unless I supply them, and a closing line that whether this fits someone depends on their situation. Under 250 words. DRAFT — if this becomes a handout or email, it goes through my compliance review first.”
- #107 The sequence-risk special
- #108 The equity-comp translator
- #109 The analogy generator
- #110 The document translator
- #111 The fact-sheet extractor
- #112 The devil’s advocate
- #113 The CE study plan
- #114 The designation drill
- #115 The bulletin summarizer
- #116 The conference distiller
- #117 The estate-concept explainer
- #118 The tax-change brief
- #119 The whitepaper-to-talking-points
- #120 The ‘should I take this client’ gut check

## Marketing & Growth (Prompts 121–145)

- **#121 The niche positioning page** — “Draft my website’s core positioning page for [NICHE]: headline naming who I serve in their words; the 4–5 money situations these people actually face ([LIST — their language]); how I help, described as process not outcomes; who I’m not the fit for, one honest line; one clear next step ([intro call link]). Strict rules: no performance claims or projections, no guarantees, no ‘secure your future’ language, no credentials or experience I didn’t state: [MY REAL CREDENTIALS/YEARS]. Plain, specific, warm. DRAFT — goes to my compliance review before publication.”
- #122 The niche interrogation
- #123 The ‘how we work’ page
- #124 The fee page
- #125 A month of LinkedIn posts
- #126 The LinkedIn About section
- #127 The educational article
- #128 The content calendar
- #129 The email newsletter
- #130 The lead-magnet checklist
- #131 The seminar outline
- #132 The webinar promotion set
- **#133 The seminar follow-up sequence** — “Draft the post-seminar sequence: (1) thanks + the promised handout; (2) one-week note answering the top question from Q&A (generic form); (3) the soft offer of a one-on-one conversation, easy to decline. No pressure, no countdowns. Each DRAFT for compliance.”
- #134 The website FAQ
- #135 The home page
- #136 The Google Business Profile
- #137 The recruiting post
- #138 The local-media pitch
- #139 The community sponsorship post
- #140 The pre-compliance scrub
- #141 The prospect drip
- #142 The second-opinion offer
- #143 The differentiation paragraph
- #144 The annual practice letter
- #145 Marketing month in 60 minutes

## Admin & Momentum (Prompts 146–150)

- **#146 The Monday morning brief** — “Organize my week from this mess: [PASTE MEETINGS / DEADLINES / PROMISES / OPEN TASKS — no client identifiers, initials fine]. Output: schedule conflicts, the 3 client-impact-critical items, follow-ups owed today, compliance submissions pending, and what I’m probably forgetting based on what I told you last week [IF IN THIS CHAT].”
- #147 The quarter-end file check
- #148 The meeting-with-myself
- #149 The delegation test
- #150 The edition-one graduation


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*AI on the Job Press · Greenlight Publishing · 2027 edition*