150 AI prompts for Financial Advisors

Paste into custom instructions: “I’m a financial advisor running a [SOLO / N-PERSON] practice, [RIA / hybrid / broker-dealer affiliated], serving mostly [CLIENT BASE]. Rules for everything you write: (1) never give investment advice, never name or recommend specific securities or products, never predict or project performance, never use ‘guarantee’; you draft the communication of decisions I’ve already made. (2) Leave every number, date, and dollar amount as ____ unless I give it. (3) Everything client-facing or public is a DRAFT for my review and my firm’s compliance process. (4) Plain English, professional and warm, no hype, no exclamation points, ~8th-grade level.”

“Build a client-review agenda from my de-identified notes below. Structure: THEIR WORLD (life updates to ask about), FOLLOW-UPS (open items from last meeting), THE PLAN (topics I’ve flagged), DECISIONS NEEDED (framed as questions), NEXT STEPS placeholder. One page, client-friendly wording — I may hand them a copy. Do not add planning topics or recommendations I didn’t mention. Notes: [PASTE DE-IDENTIFIED CRM NOTES].”

“Draft a one-page educational framework for a client facing [EVENT: retirement transition / sale of a business / an inheritance]: the key decisions ahead in rough order, the questions each raises, and which professionals are typically involved (CPA, attorney, me) at each step. Generic and educational — no recommendations, no numbers, no tax or legal conclusions; note that specifics depend on their situation and their tax and legal advisors. Under 300 words. Label DRAFT for compliance.”

“Markets dropped [X%] this week; headlines are about [THEME — general]. Draft a short letter to my clients: acknowledge plainly what happened and that feeling uneasy is normal; remind them their plan was built expecting markets like this (plain English, not ‘stay the course’ clichés); state what I’m doing ([reviewing plans / watching rebalancing bands / available by phone]); invite anyone who wants to talk to call or reply. No predictions, no ‘markets always recover,’ no performance numbers, no urgency language. Calm, plain, warm. Under 250 words. Label DRAFT — this goes to compliance before it goes anywhere.”

“Draft a short congratulations note for a client milestone ([retirement day / new grandchild / paid-off mortgage]): specific, warm, one sentence connecting it to what they told me they wanted, zero segue into business. Under 60 words.”

“Draft a plain-English explanation of my fee for clients and prospects: I charge [YOUR STRUCTURE, e.g., 1% annually on managed assets, billed quarterly / a flat planning fee of $____]. Cover: what the fee is, how and when it’s billed, everything it includes ([MY LIST]), and what it doesn’t ([fund expenses, custodian fees]). No defensiveness, no comparison to other advisors, no value hype — just clear. Under 200 words. Note where my Form ADV / fee schedule applies. DRAFT for compliance.”

“Turn my dictated debrief into a CRM-ready meeting note: DATE / ATTENDEES (as initials — I’ll attach to the right record in my CRM) / TOPICS DISCUSSED / DECISIONS & RECOMMENDATIONS (exactly what I said — do not expand, soften, or add rationale I didn’t state) / ACTION ITEMS (mine vs. client’s, with owners) / FOLLOW-UP DATE. Terse, factual, no adjectives. Debrief: [PASTE].”

“Draft an introduction letter to a [CPA / estate attorney] I’d like to build a referral relationship with. Cover: who I serve in one specific sentence ([MY NICHE]); how I typically work with their profession ([tax-aware planning coordinated with the CPA / keeping estate documents and beneficiary designations aligned]); what makes referrals easy — I report back (with client consent) and I never step into [tax prep / legal work]; a low-stakes close: coffee or a 20-minute call. No superlatives, no ‘trusted advisor’ language, nothing about performance. Under 250 words. DRAFT — my compliance process reviews outreach like this.”

“Explain [CONCEPT: a Roth conversion / sequence-of-returns risk / how RSUs are taxed] the way I’d explain it across a kitchen table to a smart client with no financial background: one everyday analogy, the ‘so why would anyone do this’ in plain terms, and the two questions clients always ask next with short answers. Educational only — no recommendation, no numbers unless I supply them, and a closing line that whether this fits someone depends on their situation. Under 250 words. DRAFT — if this becomes a handout or email, it goes through my compliance review first.”

“Draft my website’s core positioning page for [NICHE]: headline naming who I serve in their words; the 4–5 money situations these people actually face ([LIST — their language]); how I help, described as process not outcomes; who I’m not the fit for, one honest line; one clear next step ([intro call link]). Strict rules: no performance claims or projections, no guarantees, no ‘secure your future’ language, no credentials or experience I didn’t state: [MY REAL CREDENTIALS/YEARS]. Plain, specific, warm. DRAFT — goes to my compliance review before publication.”

“Draft the post-seminar sequence: (1) thanks + the promised handout; (2) one-week note answering the top question from Q&A (generic form); (3) the soft offer of a one-on-one conversation, easy to decline. No pressure, no countdowns. Each DRAFT for compliance.”

“Organize my week from this mess: [PASTE MEETINGS / DEADLINES / PROMISES / OPEN TASKS — no client identifiers, initials fine]. Output: schedule conflicts, the 3 client-impact-critical items, follow-ups owed today, compliance submissions pending, and what I’m probably forgetting based on what I told you last week [IF IN THIS CHAT].”